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February 2017 Archives

Maximum Medical Improvement

The term "maximum medical improvement" is one that comes up in claims where an injured worker is receiving temporary total disability compensation. A finding of "MMI" is one way in which the BWC or a self-insured employer can attempt to terminate temporary total disability benefits.

Amputation and scheduled loss of use benefits

Workers' compensation benefits include a specific provision for injured workers who have sustained the amputation or loss of use of body part due to a specific work-related injury. This type of benefit is referred to as a scheduled loss award or loss of use award. Scheduled loss award are based upon the specific part of the body that sustained the loss. These benefits are directly controlled by a specific statute that specifies how many weeks of compensation each loss is worth. For example, an injured worker who loses a thumb in an amputation accident is entitled to 60 weeks of compensation.

What to expect at your first workers' compensation hearing

Knowing what to expect at your first workers' compensation hearing is important in helping to understand how the workers' compensation process works. When a hearing is scheduled, it is scheduled because the parties to the claim (the injured worker, the Bureau of Workers' Compensation, or the employer) do not agree over some aspect of the claim. The dispute can be a large issue (for example, should the claim be allowed in the first place?) or a smaller issue (for example, should a specific doctor's bill be processed under workers' compensation?).

Permanent Partial Disability Benefits

Permanent Partial Disability (PPD) benefits are potentially available in all workers' compensation claims, even claims where an individual has not missed work on account of the injury. For recent claims, the injured worker may seek this benefit no sooner than twenty-six weeks after either the date of injury or after the last payment of temporary total disability compensation.

Temporary Total Disability Benefits

Temporary total disability (TTD) benefits are intended to replace lost wages while an individual is recovering from a work-related injury and is unable to return to his or her former position of employment. TTD benefits are typically paid on a bi-weekly basis and are based on the wages the individual earned over the last year of employment.

The Industrial Commission hearing process

In the Ohio workers' compensation system, there are two separate entities responsible for the handling of workers' compensation claims. The Bureau of Workers' Compensation (BWC) handles the processing of claims and premium payments by employers while the Industrial Commission (IC) resolves disputes between parties to a claim. The Commission resolves such disputes through its hearing process.

The permanent partial disability award

One of the monetary benefits available to injured workers through Ohio's workers' compensation system is a benefit known as a Permanent Partial Disability (PPD). Unlike other benefits, which typically replace lost wages, PPD awards are most akin to a "damages" award. As a result of a specific work injury, a claimant may find that his or body does not quite function the way it did prior to the injury.  This residual impairment is reflected in the PPD award.

The Rights of the Injured Worker

Anyone who suffers a work-related injury in Ohio deserves to be treated fairly by BWC employees and to promptly receive the benefits to which he or she is entitled. BWC believes every employee injured at work should receive appropriate and coordinated care with a goal of returning to work and quality of life.

Will the Bureau of Workers' Compensation reimburse me for my travel expenses?

The Bureau reimburses a claimant for any actual and necessary expenses the claimant incurs in submitting to a medical examination or vocational evaluation scheduled by the Commission or the Bureau at a place other than the claimant's permanent or temporary residence. Travel expenses include the cost of transportation, lodging, and meals. The Bureau periodically issues a schedule detailing the reimbursement rates. The employer is required to pay the cost of any examination it initiates immediately upon receipt of the bill. This includes any fee charged by the physician, the cost of transportation and meals, and any wages an employed claimant lost on account of the examination. This rule applies to all claims, whether the employer is state fund, self-insuring, or non-complying. 

Social Security Income and Beyond

Saving isn't an easy thing for most people, and I am here to tell you that you are not alone. Tons of people live paycheck to paycheck and/or just have really bad saving habits... like, not saving at all or beginning the unforgivable cycle of telling yourself "I'll just replace it". Unless you envision yourself working your entire life, this cycle must stop!

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The Bainbridge Firm, LLC

Columbus Office
900 Michigan Avenue
Columbus, OH 43215

Toll Free: 800-762-1612
Phone: 614-545-9990
Fax: 614-224-9300
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611 Court Street
Portsmouth, OH 45662

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Phone: 740-353-7548
Fax: 740-353-1984
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Ironton, OH 45638

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Phone: 740-532-9772
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198 East Center Street
Marion, OH 43302

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Fax: 740-382-5816
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Cambridge, Ohio 43725

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