The Disabled Workers’ Relief Fund (“DWRF”) is a special fund that will supplement permanent total disability benefits that fall below the cost of living. If you are permanently and totally disabled, you may have noticed that your PTD rate is set for the year that you were injured. Of course, as time passes, the standard of living increases but your PTD rate will remain the same. After many years, this often leaves permanently and totally disabled injured workers with severe financial restraint. This is where DWRF benefits come into play.
The DWRF benefits will provide a subsidy payment to permanently and totally disabled injured workers receiving less than the DWRF entry level. To determine if you are eligible, the BWC will combine the PTD and Social Security rates. If the two rates are less than the determined DWRF qualifying figure, you will be entitled to the DWRF benefit.
If you need help determining if you are eligible for DWRF benefits contact The Bainbridge Firm.