In order for medical treatment to be considered under a workers' compensation claim, an injured worker must first have an allowed claim that encompasses the conditions that treatment is being geared towards. This becomes important when providers are requesting treatment for injured workers. There are situations where a person may choose to have the treatment that is necessary prior to a claim being approved. During this time, medical bills may be submitted to your insurance company. Once your claim is allowed the process of determining what should have been paid as part of your claim can become all consuming.