The Bainbridge Firm, LLC
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Posts tagged "TTD"

What is Voluntary Abandonment of Employment and How Does it Affect My Compensation?

Many injured workers throughout the state of Ohio come to learn that they are entitled to temporary total disability (TTD) compensation after the allowance of their claim. Temporary total disability compensation is awarded in instances where allowed conditions in a claim prevent an injured worker from returning to their former position of employment for a period greater than seven days. Temporary total disability is meant to provide a disabled worker wages that they would have received had the work place incident not occurred. These benefits are typically paid for a set period of time in which allowed conditions in a claim prevented the injured worker from doing their job. In situations where an injured worker requires surgery due to a work-related injury and needs time to recover before returning to work, they can receive TTD for that period of time away from their job.

Maximum Medical Improvement

The term "maximum medical improvement" is one that comes up in claims where an injured worker is receiving temporary total disability compensation. A finding of "MMI" is one way in which the BWC or a self-insured employer can attempt to terminate temporary total disability benefits.

Temporary Total Disability Benefits

Temporary total disability (TTD) benefits are intended to replace lost wages while an individual is recovering from a work-related injury and is unable to return to his or her former position of employment. TTD benefits are typically paid on a bi-weekly basis and are based on the wages the individual earned over the last year of employment.

Blurring the lines between TTD and PTD

The roles of temporary total disability (TTD) and permanent total disability (PTD) are supposed to be separate and distinct. TTD is designed to compensate an injured worker for a loss of earnings while he or she is unable to return to his former position of employment. TTD stops once the client reaches the level where he or she is "as good as they are going to get" (also called MMI) with respect to the allowed conditions. Depending on the severity of the injuries, the client may then be looking at the possibility of permanent total disability. PTD is intended to compensate an injured worker for the loss of wages caused by an injury which removes the injured worker from all sustained gainful employment. This would mean that the injured worker is not only unable to return to his or her former position of employment, but is also unable to return to any form of sustained employment on account of the allowed conditions in the workers' compensation claim.

Temporary and Permanent at the same time - Advantage Tank Lines

Two of the most common benefits under the Ohio workers' compensation system involve "permanent partial" benefits and "temporary total" benefits.  When an injured worker is not able to return to his or her former position of employment and loses wages as a result, temporary total compensation can be sought to help make up for these lost wages.  Permanent partial benefits, however, can be awarded regardless of whether an injury resulted in lost time.  Expressed as a percentage of whole body impairment, the permanent partial award compensates for the impairment an injured worker has as a result of the allowed conditions.  This type of benefit is completely unrelated to the injured worker's ability to return to work.

Setting the FWW

The full weekly wage (FWW) is one of two calculations used to set the rate at which workers' compensation benefits are paid. Specifically, the FWW is used to determine the rate at which temporary total disability compensation is to be paid for the twelve weeks of disability under the claim. The FWW is calculated using one of two methods. Method number one tallies the claimant's wages from last six weeks prior to the injury (including overtime) and divides by six to yield a weekly average. Method number two examines tallies the claimant's wages earned over the last seven days before the injury (excluding overtime) to arrive at a weekly average. Which ever method yields the higher FWW is used for purposes of the claim. Once the FWW is set, it is used for purposes of paying temporary total disability compensation for the first twelve weeks of a claim. If eligible, the claimant will receive 72% of the FWW for this period of time. If disability continues past twelve weeks, the compensation then is based on a separate wage calculation known as the AWW.

Blurring the lines between TTD and PTD

The roles of temporary total disability (TTD) and permanent total disability (PTD) are supposed to be separate and distinct. TTD is designed to compensate an injured worker for a loss of earnings while he or she is unable to return to his former position of employment. TTD stops once the client reaches the level where he or she is "as good as they are going to get" (also called MMI) with respect to the allowed conditions. Depending on the severity of the injuries, the client may then be looking at the possibility of permanent total disability. PTD is intended to compensate an injured worker for the loss of wages caused by an injury which removes the injured worker from all sustained gainful employment. This would mean that the injured worker is not only unable to return to his or her former position of employment, but is also unable to return to any form of sustained employment on account of the allowed conditions in the workers' compensation claim.

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The Bainbridge Firm, LLC

Columbus Office
900 Michigan Avenue
Columbus, OH 43215

Toll Free: 866-253-7107
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Phone: 614-545-9990
Fax: 614-224-9300
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611 Court Street
Portsmouth, OH 45662

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119 North Fifth Street
Ironton, OH 45638

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198 East Center Street
Marion, OH 43302

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120 Southgate Parkway
Cambridge, Ohio 43725

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112 North Market Street
Suite B
Waverly, OH 45690

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1021 N. Limestone Street
Springfield, OH 45503

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